Every time I take a step forward and start to feel okay about my money problems something happens and I fall two steps back.
I haven't used my credit card for three months and got the company to lower my interest rate. I've finally been able to pay more than the mininum balance. Tom's clutch on his Jeep goes out and we don't have $600.00 so it goes on the credit card. Progress followed by trouble.
My check is showing part of the stimulus package. An extra $17.00/check. It's nice, but I don't know how long it will last. With this 'extra' money I finally have some breathing room---not much---but a little. Too bad I don't get a raise this year nor do I get a bonus. A nice positive followed by a negative.
Tom and I will rent our apartment for another year. They didn't increase our rent (first time ever), but the water and electricity bills are going up.
See the pattern?
I'm trying, really trying. It's just so frustrating when you take one step forward and fall two steps back.
2 comments:
i know. that's how it always feels to me, too.
i only get paid monthly, so maybe my 'stimulus' will be more noticeable. i finally felt OKAY about where my finances were, but guess what? my nearly $500 payment for 6 months of car insurance & my annual renter's insurance is due at the first of april. for once, i may just be able to pay it without putting it all on a card, but i will have to squeak my grocery bill & anything else i pay for the next 6 months or more. you know, until the next $400 installment of my car insurance is due. it doesn't help that the military isn't paying stephen a 3rd of what he normally gets every month for may/june/july because he put in more hours for the national guard (he didn't have a choice; he had to report to drill) than they are required to pay him. so i'll be making his credit card payments for a couple months on bills he racked up. love. whatcha gonna do?
It's frustrating isn't it? I can't even pay my car insurance up front. I have to pay my $90.00 every month. I know I'm missing out on savings, but if I can't pay it all up front what else can I do?
Love is grand isn't it? I've bought a new clutch, paid groceries for the last six months, and even let his rent payment slide.......all for love.
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