frugality

because of the recent overdraft (yippee! another one in the mail today when i got home), i will be washing my clothes by hand for the rest of the month.
ugh!

bye-bye puppy

at the end of the month i will be depleting my puppy fund, along with some meager savings accounts & a cd that matures on 9/27 (woo $53!), in order to pay my car insurance. even then, it won't quite cut it, but if i mail the check due on 10/3 so that it arrives after the first and my once a month paycheck has been deposited, i think i may be okay.
it would be much more detrimental to put it on my credit cards, which i have been working so hard to finally pay them all off.
*sigh* bye-bye puppy fund.

New Month

Well, it's September and yet again, my goal is to try and save some money. The only successful goal on my August list was to talk with my husband about the huge stress our bills are creating. We talked, yelled, and talked some more. He understands a little better, but I don't think he really gets what I'm talking about---he still thinks I blame him. At least we talked and the communication line is now open.

I'm thinking about going to one of those debt companies you hear advertised on TV or the radio. I'm hoping when they advertise free help it really is free help. I've read articles, books, etc. and I can't cut anymore out of my life as they all suggest. I don't deserve to be stressed out about buying a pair of shoes or seeing a movie in the theater. So, I'm going to, at the very least, research a few of these places. I'm also going to ask my parents for some advice. Up until now, I've avoided talking to them because I feel like a failure and I don't want them to see me that way.