1. Do not use credit card.
**I have one major credit card, a debit card, Macy's card and a Sear's card. My major credit card has major debit. I owe Citi Cards a 1/3 of one of my checks every month and it scares me.
2. Find a way to actually save money.
**I live paycheck to paycheck. I need to find a way to cut expenses and create some sort of savings or just be able to deal with emergencies.
3. Sit down with husband and try to make him understand the cold sweats I get every time I pay the bills.
**I pay all the bills every month. I tell him what his half is and he pays me back. Unfortunately, it takes him a month and a half to get me my money and I need it for next month's bills.
Those were my goals this month. I've already failed at number one. It seems that my break lines on my front wheels were at 3%. According to Dave (the wonderful mechanic) I was risking my life every time I got on the road. I have a Mazda 6 and I love my car. Dave informed me that Mazdas are one of the most expensive cars to repair and I'd have to agree. I didn't have the $200.00 I needed to fix the car, they don't have payment plans, I used my credit card.
Failure so early sucks.
1 comment:
let's see: i forgot to mail my bills due at the first of the month until saturday, 8/2/08. they shouldn't be late, but still. idiotic.
and i think i can save money to get a puppy? ha!
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